Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money. In turn, those mortgage lenders are bound by federal law to keep your information secure.

Here is a list of the information mortgage lenders will use to consider your loan application.

Social Security Number, for borrower and co-borrower if any

Employment History
For the last two to three years, employment dates, and addresses.
Current pay stubs and past two year W-2 forms.

Check and Savings Accounts
Location of bank accounts, account numbers and balances; 
Last 2 months' statements

Retirement Plan
Approximate vested interest value
Copy of latest statement

Liabilities and Other Non-Mortgage Debt
Creditors names
Monthly payments and balances

If you're self-employed
Two years tax returns, both company and personal if separate. 

If you have income from:
Commission
Partnership
Rental Property
Trust
Notes Receivable
Interest/Dividends
You'll need two years' personal federal tax returns and schedules

If employed in family business
Personal federal income tax returns and all schedules for the past two years

If divorced or separated
Complete executed divorce decree and settlement agreement
Payment history of alimony/child support over the past 12 months, if it is a financial obligation.
If you choose to have this be considered as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits.

Name and address of the mortgage lender, account number, monthly payment and balance (If taxes and insurance are not included in the monthly payment, need proof of what each yearly amount is)

If you've sold your home, closed, and you will use the proceeds for your new down payment:
A copy of the HUD-1 Uniform Settlement Statement                            

Name, address and phone number of landlords for the past 12 months

Purchase sales contract or offer to purchase and all addenda

If a source of your down payment is a gift:
Name, address, phone number and relationship of donor.
Gift funds will be verified in recipient's accounts.
Note: Not all loan programs allow gifts to be part of your down payment.

For FHA Financing
Evidence of Social Security Number and photo identification

For VA Financing
DD214 and Certificate of Eligibility